Terms of use

1. Acceptance

By using happycalcz.com ("HappyCalcz"), run by the HappyCalcz Team, you accept these terms. If you don't agree with them, please don't use the site.

2. The service

HappyCalcz offers free online calculators for information purposes. We may change, add, or remove calculators and content at any time.

3. Results are estimates

Results are calculated from the data you enter and the formulas and assumptions explained on each page. They are estimates and may differ from the figures of a bank, a lender, or another institution. They don't constitute financial, tax, medical, or legal advice. Before making important decisions, check with a qualified professional. You are responsible for the decisions you make using the results.

4. No warranty

The site is provided "as is." We work to keep the calculators accurate, but we can't guarantee that they will always be free of errors or available without interruption.

5. Limitation of liability

To the extent permitted by law, the person responsible for HappyCalcz isn't liable for damages arising from the use of the site or its results, or from not being able to use them.

6. Acceptable use

Don't use the site in a way that could damage it, overload it, or disrupt other people's use, and don't copy its content to republish it elsewhere.

7. Intellectual property

The text, design, logo, and HappyCalcz™ name belong to the person responsible for the site. You may use the calculators for personal purposes and link to any page freely.

8. Advertising and links to other sites

The site shows ads from third parties and may include links to other websites. We aren't responsible for their content or for their privacy practices.

9. Privacy

How we handle data is explained in the privacy policy.

10. Changes to these terms

If we change these terms, we'll publish the new version on this page and update the date at the top.

11. Governing law

These terms are governed by the laws of the Argentine Republic, and any dispute will be settled by its competent courts. Nothing in these terms limits the rights you have as a consumer under the laws of the country where you live.

12. Contact

For questions about these terms, write to hola@happycalcz.com.